Used Heavy Equipment Financing

Used Heavy Equipment Application - APPLY NOW!!

Smart Business Credit offers traditional financing options as well as alternative financing plans:

                ˇ        Traditional Financing

ˇ         60 Day Deferral Plan

ˇ         90 Day Deferral Plan

ˇ         Seasonal Payment Plan

ˇ         Annual Payment Plan

ˇ         7 x $100 Plan

ˇ         10% Security Deposit = Buyout Plan

ˇ         4.9% to 9.9% Discount Plan (Call for details to determine the buy-down)

ˇ         Wrap-Lease Program

Smart Business Credit, Inc.
has become established as a leader in the world of leasing and financing. Throughout the years, SBC has developed an understanding of the construction industry like no other. We have learned that contractors require plans which will fit their needs. Both seasonally and financially. Smart Business Credit understands equipment  leasing is not auto leasing. We know that properly maintained used heavy equipment will continue to retain it's value over time, which is why we can continue to finance used heavy equipment.

Customer Relations
Our customers come first. At a time when obtaining financing can be a time consuming ordeal, we can provide prompt and accurate service. In most cases we can respond within only a few hours. As a result, our customers are able to focus on what is important... their business. Many of our  transactions result in long term relationships, which become part of an on-going business plan.

Flexibility
Understanding financing is only part of the picture. We know that contractors have special needs. This is why we offer a wide array of plans. From start-up companies, which may require ramp up payments as their business develops, to the contractor who deals with mother nature and requires skip payment plans.

Availability
Smart Business Credit has added to it's capabilities a Mobile Office. This  allows us to now attend used heavy equipment auctions around the country, providing fast approvals with on-the-spot financing. Within minutes of receiving an application, we can provide the bidder with an approval. Our state-of-the-art wireless network allows us to access the Internet, pull up information, and check the status of a customer with our home office. SBC alone offers this degree of customer service.

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